Complete Contractor

Complete Contractor provides cover for companies operating in a wide range of trades from carpet fitters to builders, electricians to interior designers.

This product provides one of the highest quality offerings in the market and is rated five stars by Defaqto, an independent and impartial financial research company specialising in rating, comparing and analysing financial products.

Key Features of Complete Contractor

  • Public Liability – up to £2,000,000 with the option to increase to £5,000,000 for selected trades.
  • Commercial Legal Expenses – provides up to £100,000 for any one event and up to £1,000,000 for any one period of insurance for selected events.

Optional covers

  • Employers’ Liability – up to £10,000,000.
  • Tools – up to £5,000 per employee.
  • Contract Works – up to £500,000 with a range of covers available.
  • Personal Accident – £10,000 per unit up to five units.
  • Material Damage/Business Interruption – combined sum insured of up to £1,000,000.
  • Property Damage – cover for contents, computers, buildings and stock.
  • Business Interruption – cover for loss of gross profit or revenue following loss or damage covered by the Property Damage section.
  • Terrorism – cover for Property Damage and Business Interruption.

For full details, download our fact sheet or contact our small business team.

Average free

We've removed Average from Complete Contractor:

  • for added security when assessing the sums insured
  • to remove uncertainty around cover at the point of a claim.

find out more


  • Free risk management can help your clients save money, comply with health and safety regulations and reduce claims frequency.
  • Free or discounted legal and tax adviceAllianz Legal Services provides a range of online and telephone services to help support customers throughout their business’ journey, saving them from costly solicitors' fees.
  • Preferred supplier discounts – available via our extensive network of service providers.
  • Engineering – cover available from Allianz Engineering.
  • Glass replacement specialists – available 24/7/365.
  • Claims helpline – available 24 hours a day, 7 days a week.

For more details, please contact our small business team.

Trade Sectors

Complete Contractor is designed to cater for a broad spectrum of trades within the UK, including:

  • Builders - Domestic and Commercial
  • Business and Management Consultants 
  • Carpenters and Joiners 
  • Cleaning Contractors
  • Electricians and Electrical Contractors 
  • Financial Consultants
  • Flooring Contractors
  • Landscape Gardeners
  • Plasterers & Ceiling Contractors
  • Shopfitters

Documents for Complete Contractor

To download our documents, please click the links below:

General Documents
Document PDF Format Download
Complete Contractor Policy Overview
Complete Contractor Fact Sheet
Complete Contractor Policy Wording (for policies incepting or renewing from 1 Apr 2018)
Previous Versons
Document PDF Format Download
Complete Contractor Policy Wording (29 Feb 2016 - 31 Mar 2018)


Our highly trained claims service teams will work closely with you and your customers to deliver a fast, fair and flexible experience, ensuring all involved are kept well-informed throughout.

We are committed to providing a claims service that you and your customers can rely on. To notify us of a Commercial claim, or to find out more about our processes and service, please select one of the options below and you will be redirected to the relevant information:

For brokers

For customers

Get a quote for Complete Contractor today!

Simply log in to QuoteSME and select Complete Contractor from the welcome screen. Then complete the questions to obtain your quote. Should you need to register, click here.

Please contact our small business team if you require any assistance.