Complete Directors & Officers

Complete Directors & Officers is a Management Liability insurance product specifically designed to cover a wide range of businesses with a turnover of up to £200,000,000.

This product provides Personal Liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties.

It also covers the reimbursement of your client's company, in case it has to pay the claims of a third party.

Key Features of Complete Directors & Officers

  • For UK based businesses with a turnover of up to £200m
  • Offers core D&O liability cover with the option to add further management liability covers
  • Directors & Officers and Company Reimbursement – up to £10m on an any one claim basis
  • Increased Company Entity Liability cover– up to £5m in the aggregate
  • Increased Reputational and Post-Reputational Crisis Costs – up to £100k in the aggregate
  • NEW Employee Dishonesty – cover for financial loss as a result of employee dishonesty up to a sub-limit of £75,000 in the aggregate
  • NEW Free employment practice helpline – legal advice and guidance on employment practice issues such as disciplinary or grievance, via Mills & Reeve law firm
  • Optional cover – for Commercial Crime, Company Entity Employment Practice Liability and Pension Trustee Liability.

For full details, download our fact sheet or contact our small business team.

To learn more about why D&O cover is so important:

Watch our video on eBroker

Download 10 reasons for Directors & Officers cover [PDF]


Free Employment Practice Helpline

Allianz Directors & Officers policyholders have access to a free employment practice helpline, provided by Mills & Reeve law firm.

Mills & Reeve will provide legal advice and guidance on typical employment matters such as disciplinary or grievance issues. They will work closely with policyholders to understand the problem and provide them with measured and thoughtful advice, quickly, on how to best minimise the impact of the claim.

The helpline service includes review or revision of key documents directly relevant to a helpline enquiry; for example, an invitation letter to a disciplinary hearing. 

Policyholders will also have free access to a national annual programme of seminars provided by Mills & Reeve, plus monthly email updates and a dedicated blog on changing HR issues. 

To use the helpline please contact them via:

Tel: 01603 693369

Trade Sectors

Our Complete Directors & Officers product has a broad risk acceptance.  All major trade sectors can be covered including:

  • Agriculture
  • Construction
  • Domestic services
  • Education
  • Food and beverage
  • Health services
  • Manufacturing
  • Professional services (excluding financial services)
  • Recreational and entertainment
  • Retail and wholesale
  • Technology services
  • Transportation.

Documents for Complete Directors & Officers

To download our documents, please click the links below:

General Documents
Document PDF Format Download
Complete Directors & Officers Policy Overview
Pension Trustee Liability (PTL) (optional cover)
Complete Directors & Officers Fact Sheet
Complete Directors & Officers Policy Wording (for policies incepting or renewing from 1 Apr 2018)
Previous versions
Document PDF Formant Download
Complete Directors & Officers Policy Wording (from 27 Feb 2017 - 31 Mar 2018)


Our highly trained claims service teams will work closely with you and your customers to deliver a fast, fair and flexible experience, ensuring all involved are kept well-informed throughout.

We are committed to providing a claims service that you and your customers can rely on. To notify us of a Commercial claim, or to find out more about our processes and service, please select one of the options below and you will be redirected to the relevant information:

For brokers

For customers

Get a quote for Complete Directors & Officers today!

Simply log in to QuoteSME and select Complete Directors & Officers from the welcome screen. Then complete the questions to obtain your quote. Should you need to register, click here.

Please contact our small business team if you require any assistance.