Complete Retailer

Complete Retailer is suitable for most types of independently owned retail businesses. From restaurants to newsagents, butchers to grocers, it offers a wide range of cover to provide an insurance solution for your client's business.

This product provides one of the highest quality offerings in the market and is rated five stars by Defaqto, an independent and impartial financial research company specialising in rating, comparing and analysing financial products.

Key Features of Complete Retailer

  • Trade Contents – up to £750,000 per location.
  • Money – following theft or attempted theft of money.
  • Goods in Transit – £10,000 as standard.
  • Deterioration of Stock – £5,000 as standard.
  • Business Interruption – standard limit of £750,000, with a maximum optional limit of up to £2,000,000, with an indemnity period of 24 months if unable to trade.
  • Employers’ Liability – up to £10,000,000.
  • Products and Public Liability – up to £2,000,000 with the option to increase to £5,000,000.
  • Commercial Legal Expenses – provides up to £100,000 for any one event and up to £1,000,000 for any one period of insurance for selected events.

Optional covers

  • Buildings – up to £1,500,000 including subsidence cover.
  • Loss of Licence – £250,000 as standard when Loss of License is selected.

For full details, download our fact sheet or contact our small business team.

Average free

We've removed Average from Complete Retailer:

  • for added security when assessing the sums insured.
  • to remove uncertainty around cover at the point of a claim.

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  • Free risk management can help your clients save money, comply with health and safety regulations and reduce claims frequency.
  • Free or discounted legal and tax adviceAllianz Legal Services provides a range of online and telephone services to help support customers throughout their business’ journey, saving them from costly solicitors' fees.
  • Preferred supplier discounts – available via our extensive network of service providers.
  • Engineering – cover available from Allianz Engineering.
  • Glass replacement specialists – available 24/7/365.
  • Claims helpline – available 24 hours a day, 7 days a week.

For more details, please contact our small business team.

Trade Sectors

Complete Retailer is designed to cater for a broad spectrum of trades within the UK, including:

  • Art and craft shops
  • Book shops
  • Chemists
  • Clothing and textiles
  • Electrical goods
  • Florists
  • Greengrocers
  • Toy shops
  • Pet shops

Documents for Complete Retailer

To download our documents, please click the links below:

General Documents
Document PDF Format Download
Complete Retailer Policy Overview
Complete Retailer Fact Sheet
Complete Retailer Policy Wording (for policies incepting or renewing from 1 Apr 2018)
Previous Versions
Document PDF Format Download
Complete Retailer Policy Wording (29 Feb 2016 - 31 Mar 2018)

Get a quote for Complete Retailer today!

Simply log in to QuoteSME and select Complete Retailer from the welcome screen. Then complete the questions to obtain your quote. Should you need to register, click here.

Please contact our small business team if you require any assistance.